Consumer Invoicing (Finland)

Maventa supports several channels for delivering invoices to consumers in Finland: e-invoices and direct payments to the consumer’s netbank, the Kivra digital mailbox, email, and print. Kivra is being replaced by Posti’s OmaPosti, and Maventa moves its digital post traffic there on 15th of October 2026. Consumers have to activate OmaPosti themselves to keep receiving digital post. Through the print service, invoices can also be forwarded to the consumer’s OmaPosti digital mailbox.

The delivery channels are attempted in the following priority order: e-invoice and direct payments, digital mailbox (Kivra, then OmaPosti), email, print (OmaPosti), and print (letter).

E-invoicing and direct payments to consumer’s netbank

Consumer e-invoicing (B2C) in Finland delivers e-invoices directly to consumers’ online banks. For consumers who do not use online banking, direct payments can be arranged instead. This service is available only for Finnish companies registered with Maventa. To invoice consumers outside Finland, use email or print.

B2C e-invoicing requires activation through bank messaging. The supplier sends a Sender Info (SI) message to inform banks and consumers that the supplier is ready to send consumer e-invoices. Consumers then confirm their choice with a Receiver Info (RI) message. The supplier can also use a Receiver Proposal (RP) message to request the consumer’s e-invoice address.

Consumer e-invoicing process flow

1. The supplier’s ERP creates and sends SI-messages to Maventa via API, or the supplier sends them through the Maventa UI. A separate message is required for each bank.
2. Maventa forwards the SI-messages to the operator bank.
3. The operator bank distributes the SI-messages to the relevant banks.
4. Each bank records that the supplier is ready to send consumer e-invoices via Maventa. The supplier becomes searchable in the e-invoice registry available in consumers’ netbanks.
5. The consumer searches for the supplier by name or business ID in their netbank and selects the option to receive e-invoices. The consumer provides the identification reference requested in the SI-message (for example, a customer or reference number).
6. The bank sends an RI-message (ReceiverInfo) to the operator bank, confirming that the consumer wants to receive e-invoices.
7. The operator bank forwards the RI-message to Maventa.
8. The supplier’s ERP downloads the RI-message from Maventa and stores the consumer’s information in its consumer registry.
9. The supplier can now send e-invoices to that consumer through the netbank.

Opening the consumer e-invoicing service

Before sending consumer e-invoices, the supplier must have an active bank network connection, have sent SI-messages, and have received RI-messages for the target consumers.

In short:

1. Activate the bank network connection. Verify the activation using the REST API by calling GET /v1/company/profiles and checking that the BANK network status is active. The activation request is sent automatically when the company authorisation request is submitted. Processing usually takes a few days, depending on Danske Bank’s workload. SI-messages can only be sent once the connection is active.
2. Send SI-messages to each bank the supplier wants to use.
3. Receive RI-messages confirming that consumers have selected the supplier as their e-invoice sender.
4. Start sending consumer e-invoices from the ERP.

SI-messages

The SI-message (SenderInfo) notifies the banking network that the supplier is ready to send consumer e-invoices and direct payments. It serves as an agreement between the supplier and the bank.

To create a new agreement, send an SI-message with MessageActionCode = ADD through the Maventa API to each bank. After sending, poll the status of the message.

Maventa shows the status as OK once the message has been sent to the operator bank. Communication between banks may take 1–4 banking days, so error messages can appear even after several days. Once everything is in order, RI-messages from consumers start arriving.

If a message fails on the bank side, an error response is returned. To check SI-message errors, first list the error IDs and then retrieve the detailed error message.

To update an existing agreement, send an SI-message with the type CHANGE. This allows modification of almost all fields except the billing subject code (PaymentInstructionIdentifier). When updating account information, e-invoice addresses, or intermediaries, include both old and new elements. Other details are overwritten by the new values.

To change the billing subject code, first terminate the old SI-message with a DELETE message, then create a new one with ADD.

To delete a supplier agreement entirely, send an SI-message with the type DELETE. This also removes all consumer agreements (RI-messages) linked to that agreement.

Implementation guidelines (Notification Service Guidelines 2.01) and a tool for creating SI-messages (Invoicer Message Program) are available on Finance Finland’s webpage.

SI-messages (and RP-messages) can also be sent through the Maventa UI (B2C messages → Sent messages). Messages can be uploaded as separate files (one per message) or as a combined file containing multiple messages. The combined format is generated by the Invoicer Message tool from Finance Finland’s website.

• Send messages (SI, RP): POST /v1/fi_bank_messages
• Poll the status of a sent message: GET /v1/fi_bank_messages/{id}
• List error message IDs: GET /v1/fi_bank_messages/error_messages
• Download a specific error message: GET /v1/fi_bank_messages/error_messages/{id}

Billing subject code (PaymentInstructionIdentifier)

Consumer invoices must include a billing subject code (PaymentInstructionIdentifier), defined by the sender in the SI-message. This code specifies the reason for payment and links the invoice to the correct consumer e-invoicing agreement.

A single supplier can have multiple SI-messages with different billing subject codes. When sending consumer e-invoices, the billing subject code in the invoice must match the one defined in the corresponding SI-message.

• In Finvoice, the billing subject code is provided in the EpiPaymentInstructionID field.
• In TEAPPSXML, the corresponding element is HEADER / PAYMENT_INSTRUCTION_IDENTIFIER.

To display the reason for payment in the consumer’s netbank, also specify it in the SellerInvoiceTypeText element:

<SellerInvoiceDetails>
   <PaymentInstructionIdentifier>Vuokra</PaymentInstructionIdentifier>
   <SellerInstructionFreeText LanguageCode="FI">Anna viimeisimmän laskun viitenumero </SellerInstructionFreeText>
   <SellerInstructionFreeText LanguageCode="SV">Ge den senaste fakturans referensnummer </SellerInstructionFreeText>
   <SellerInstructionFreeText LanguageCode="EN">Enter the reference number </SellerInstructionFreeText>
   <SellerInvoiceTypeDetails>
     <SellerInvoiceTypeText LanguageCode="FI">Vuokra lasku</SellerInvoiceTypeText>
     <SellerInvoiceIdentifierText LanguageCode="FI" SellerInvoiceIdentifierType="01">Viitenumero</SellerInvoiceIdentifierText>
   </SellerInvoiceTypeDetails>
   <SellerServiceCode>01</SellerServiceCode>
</SellerInvoiceDetails>

Bank account information

The supplier’s bank account information is specified in the SellerAccountDetails element of the SI-message. All account numbers must be in IBAN format, and the supplier must list every account intended for use in consumer e-invoicing. The IBAN in the invoice must match one of the IBANs defined in the corresponding SI-message.

E-invoicing banks

Finnish banks that support consumer e-invoicing. Maventa recommends sending an SI-message to each of these banks. The consumer invoice channel supports sending both the invoice image and attachments. Depending on the bank, the consumer may also have access to an invoice display service where they can download the original image and attached files.

RI-messages

RI-messages (ReceiverInfo) represent consumer e-invoicing agreements between the consumer and the supplier. Each RI-message is linked to an existing SI-message — one per consumer who has chosen to receive e-invoices from the supplier through their bank.

• MessageActionCode = ADD: A new consumer has selected the supplier as their e-invoice sender.
• MessageActionCode = CHANGE: A consumer’s details have been updated.
• MessageActionCode = DELETE: A consumer has terminated the agreement.

Maventa recommends maintaining an up-to-date consumer registry in the ERP, reflecting the current status of all RI-messages. List and download new RI-messages daily to keep the registry synchronised. If an e-invoice fails due to an inactive consumer agreement, retrieve the latest RI-messages — a DELETE message for that consumer is likely the cause.

• List received RI-messages: GET /v1/fi_bank_messages/ri_messages
• Download an RI-message: GET /v1/fi_bank_messages/ri_messages/{id}
• Delete an RI-message file from the Maventa account: DELETE /v1/fi_bank_messages/ri_messages/{id}

<SOAP-ENV:Envelope xmlns:SOAP-ENV="http://schemas.xmlsoap.org/soap/envelope/" xmlns:eb="http://www.oasis-open.org/committees/ebxml-msg/schema/msg-header-2_0.xsd" xmlns:xlink="http://www.w3.org/1999/xlink">
<SOAP-ENV:Header>
<eb:MessageHeader SOAP-ENV:mustUnderstand="1" eb:id="20200731110324320000" xmlns:eb="http://www.oasis-open.org/committees/ebxml-msg/schema/msg-header-2_0.xsd">
<eb:From>
<eb:PartyId>FI4941452835555555</eb:PartyId>
<eb:Role>Sender</eb:Role>
</eb:From>
<eb:From>
<eb:PartyId>SBANFIHH</eb:PartyId>
<eb:Role>Intermediator</eb:Role>
</eb:From>
<eb:To>
<eb:PartyId>003712345678</eb:PartyId>
<eb:Role>Receiver</eb:Role>
</eb:To>
<eb:To>
<eb:PartyId>DABAFIHH</eb:PartyId>
<eb:Role>Intermediator</eb:Role>
</eb:To>
<eb:CPAId>yoursandmycpa</eb:CPAId>
<eb:ConversationId>nnnn</eb:ConversationId>
<eb:Service>Routing</eb:Service>
<eb:Action>ProcessReceiver</eb:Action>
<eb:MessageData>
<eb:MessageId>2020083111032432000022</eb:MessageId>
<eb:Timestamp>2023-09-31T11:03:24+03</eb:Timestamp>
<eb:RefToMessageId>20150609223129270000</eb:RefToMessageId>
</eb:MessageData>
</eb:MessageHeader>
</SOAP-ENV:Header>
<SOAP-ENV:Body>
<eb:Manifest eb:id="Manifest" eb:version="2.0">
<eb:Reference eb:id="Finvoice" xlink:href="20200731110324320000">
<eb:schema eb:location="http://www.pankkiyhdistys.fi/verkkolasku/finvoice/finvo" eb:version="2.0"/>
</eb:Reference>
</eb:Manifest>
</SOAP-ENV:Body>
</SOAP-ENV:Envelope>
<?xml version="1.0" encoding="ISO-8859-15"?>
<?xml-stylesheet type="text/xsl" href="FinvoiceReceiverInfo.xsl"?>
<FinvoiceReceiverInfo Version="2.0" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xsi:noNamespaceSchemaLocation="FinvoiceReceiverInfo.xsd">
<MessageDetails>
<MessageTypeCode>RECEIVERINFO</MessageTypeCode>
<MessageTypeText>VASTAANOTTAJAN ILMOITUS</MessageTypeText>
<MessageActionCode>ADD</MessageActionCode>
<MessageActionCodeIdentifier>00</MessageActionCodeIdentifier>
<MessageDate Format="CCYYMMDD">20200831</MessageDate>
<SenderInfoIdentifier>testi</SenderInfoIdentifier>
</MessageDetails>
<SellerPartyDetails>
<SellerPartyIdentifier>1234567-8</SellerPartyIdentifier>
<SellerOrganisationNames LanguageCode="FI">
<SellerOrganisationName>Your Software Oy</SellerOrganisationName>
</SellerOrganisationNames>
<SellerOrganisationNames LanguageCode="SV">
<SellerOrganisationName>Your Software Oy</SellerOrganisationName>
</SellerOrganisationNames>
<SellerOrganisationNames LanguageCode="EN">
<SellerOrganisationName>Your Software Oy</SellerOrganisationName>
</SellerOrganisationNames>
<SellerOrganisationBankName>Your Software Oy</SellerOrganisationBankName>
<SellerPostalAddressDetails>
<SellerStreetName>Tie 6</SellerStreetName>
<SellerTownName>Helsinki</SellerTownName>
<SellerPostCodeIdentifier>00200</SellerPostCodeIdentifier>
<CountryCode>FI</CountryCode>
<CountryName>SUOMI</CountryName>
</SellerPostalAddressDetails>
</SellerPartyDetails>
<InvoiceSenderInformationDetails>
<SellerWebaddressText>www.yritys.fi</SellerWebaddressText>
<InvoiceSenderAddress>00372345678</InvoiceSenderAddress>
<InvoiceSenderIntermediatorAddress>DABAFIHH</InvoiceSenderIntermediatorAddress>
</InvoiceSenderInformationDetails>
<SellerAccountDetails>
<SellerAccountID IdentificationSchemeName="IBAN">FI4941452835555555</SellerAccountID>
<SellerBic IdentificationSchemeName="BIC">NDEAFIHH</SellerBic>
</SellerAccountDetails>
<SellerInvoiceDetails>
<PaymentInstructionIdentifier>Lasku</PaymentInstructionIdentifier>
<SellerInstructionFreeText LanguageCode="FI">Syötä yritykseltä saamasi rekisteröintitunnus.</SellerInstructionFreeText>
<SellerInstructionFreeText LanguageCode="SV">Ange registrerings-ID du fått från företaget.</SellerInstructionFreeText>
<SellerInstructionFreeText LanguageCode="EN">Enter the registration ID you received from the company.</SellerInstructionFreeText>
<SellerInvoiceTypeDetails>
<SellerInvoiceTypeText LanguageCode="FI">Liikuntamaksu</SellerInvoiceTypeText>
<SellerInvoiceIdentifierText LanguageCode="FI" SellerInvoiceIdentifierType="99">Rekisteröintitunnus</SellerInvoiceIdentifierText>
</SellerInvoiceTypeDetails>
<SellerInvoiceTypeDetails>
<SellerInvoiceTypeText LanguageCode="SV">Motionsavgift</SellerInvoiceTypeText>
<SellerInvoiceIdentifierText LanguageCode="SV" SellerInvoiceIdentifierType="99">Registeringsnummer</SellerInvoiceIdentifierText>
</SellerInvoiceTypeDetails>
<SellerInvoiceTypeDetails>
<SellerInvoiceTypeText LanguageCode="EN">Exercise fee</SellerInvoiceTypeText>
<SellerInvoiceIdentifierText LanguageCode="EN" SellerInvoiceIdentifierType="99">Registration ID</SellerInvoiceIdentifierText>
</SellerInvoiceTypeDetails>
</SellerInvoiceDetails>
<ReceiverInfoTimeStamp>2023-09-19T11:03:24+03</ReceiverInfoTimeStamp>
<BuyerPartyDetails>
<BuyerOrganisationName>Matti Mallikas</BuyerOrganisationName>
<BuyerPostalAddressDetails>
<BuyerStreetName>katu 1</BuyerStreetName>
<BuyerTownName>PORVOO</BuyerTownName>
<BuyerPostCodeIdentifier>06100</BuyerPostCodeIdentifier>
<CountryCode>FI</CountryCode>
<CountryName>SUOMI</CountryName>
</BuyerPostalAddressDetails>
</BuyerPartyDetails>
<InvoiceRecipientDetails>
<InvoiceRecipientAddress>FI4941452835555555</InvoiceRecipientAddress>
<InvoiceRecipientIntermediatorAddress>SBANFIHH</InvoiceRecipientIntermediatorAddress>
<SellerInvoiceIdentifier>123456</SellerInvoiceIdentifier>
<InvoiceRecipientLanguageCode>FI</InvoiceRecipientLanguageCode>
</InvoiceRecipientDetails>
<BuyerServiceCode>00</BuyerServiceCode>
<ConversionDetails/>
</FinvoiceReceiverInfo>

RP-messages

The RP-message (ReceiverProposal) allows the supplier to request a consumer’s e-invoice address. When the consumer accepts, a corresponding RI-message is sent to the supplier. This is a useful way to encourage more consumers to adopt e-invoicing. An agreement must exist between the supplier and the consumer before sending an RP-message.

RP-messaging process

1. The supplier sends an RP-message through Maventa with MessageActionCode = ADD, MessageActionCodeIdentifier = 00, and the consumer’s personal identification number (SSN) in the BuyerPartyIdentifier field.
2. Maventa forwards the RP-message to the operator bank.
3. The bank displays the RP-message in the consumer’s netbank for approval.
4. Once approved, the bank responds with an RI-message containing the consumer’s e-invoicing address. The personal identification number is not included in the RI-message. The message is forwarded via the operator bank and Maventa to the supplier.
5. The supplier updates the consumer’s information in their system.
6. The supplier can now send the next invoice as an e-invoice.

Sending consumer invoices via the API

Once SI and RI messaging is in place and the consumer has an active e-invoicing agreement, send invoices through POST /v1/invoices. The invoice XML file is sent as the main payload, and Maventa handles format conversion and routing to the consumer’s bank automatically.

Routing and recipient address

The PaymentInstructionIdentifier (billing subject code) identifies an invoice as a consumer invoice and routes it through the Danske Bank connection. Without this identifier, the invoice is not recognised as B2C and cannot be delivered to the consumer’s netbank.

There is no consumer lookup service in Finland — the supplier must always provide the consumer’s full e-invoice address in the invoice:

• The consumer’s IBAN-based e-invoice address (e.g., FI4941452835555555), as received in the RI-message
• The consumer’s bank operator code (BIC), identifying which bank the consumer uses (e.g., NDEAFIHH)

Both values come from the RI-message received when the consumer activated the e-invoicing agreement.

Billing subject code and the API

Every consumer invoice must include a billing subject code (PaymentInstructionIdentifier) that links it to the correct SI-message agreement and identifies it as a B2C invoice. However, how you provide this code depends on the invoice format:

• Finvoice and TEAPPSXML already include the billing subject code in the XML itself (EpiPaymentInstructionID and HEADER / PAYMENT_INSTRUCTION_IDENTIFIER, respectively). Do not use the payment_instruction_identifier API parameter for these formats — the value from the XML is used automatically.
• Peppol BIS and other formats that do not have a native field for the billing subject code require the payment_instruction_identifier API parameter. This is the only way to provide the code for these formats.

Invoice requirements

• Billing subject code — mandatory. Must match the PaymentInstructionIdentifier defined in the corresponding SI-message.
• Invoice type code — identifies whether the invoice is a consumer e-invoice or a direct payment. See the direct payments section for the type codes.
• No Business ID — omit the Business Identity Code (Y-tunnus) for consumer invoices.
• Matching IBANs — the supplier’s IBANs in the invoice must match those defined in the SI-message. A mismatch causes the bank to reject the invoice.
• Due date — allow at least three (3) days between sending the invoice and the due date.
• Credit notes and cancellation invoices — supported using Finvoice InvoiceTypeCode INV02. The total amount must always be negative.

Tracking delivery status

Track the invoice status using GET /v1/invoices/{id}. Consumer invoices routed through the bank network follow the same status flow as other invoices sent via Maventa.

Direct payments (suoramaksu)

Direct payments allow the supplier to collect recurring payments directly from the consumer’s bank account without the consumer approving each payment individually in their netbank. This is suitable for regular charges such as rent, insurance premiums, or utility bills.

How direct payments work

1. The supplier and consumer agree on recurring direct payments. The consumer authorises their bank to process payments from the supplier.
2. The supplier sends an SI-message with SellerServiceCode value 01 (or the appropriate service code) to activate direct payment capability.
3. The consumer confirms the direct payment agreement through their bank, and the supplier receives an RI-message with BuyerServiceCode value 01.
4. The supplier sends invoices with the direct payment invoice type code. The bank debits the consumer’s account on the due date without requiring manual approval.

Invoice type codes

Notifications

With direct payments, the consumer does not see or approve the invoice in their netbank before the payment is debited. The supplier is responsible for notifying the consumer about upcoming payments.

Common approaches:

• Monthly letter — send a printed notification for each payment using Maventa’s mass printing service.
• Annual summary — send one yearly summary listing all upcoming payment dates and amounts.
• Email notification — inform the consumer by email before each debit.

The notification must reach the consumer before the due date, giving them enough time to dispute or cancel if needed.

Testing consumer invoicing

Maventa’s test environment does not have a connection to the Finnish banking network. Consumer e-invoicing — including SI, RI, and RP messaging — cannot be fully tested in the staging environment.

The following can be verified in the test environment:

• API integration — test the API calls for sending SI-messages and retrieving RI-messages to verify that the integration logic works correctly. Send RI-messages to your own account to simulate the flow.
• Invoice XML validation — use the Validator API to check that consumer invoice XML files are correctly structured before sending them in production.
• Format and parameter handling — verify that the payment_instruction_identifier and other API parameters are passed correctly.

For full end-to-end testing with actual bank delivery, use a production account with real SI and RI messaging. Start with a small number of test consumers to verify the complete flow before scaling up.

Closing the B2C e-invoicing service

To deactivate consumer e-invoicing, send SI-messages with the type DELETE. This removes the supplier’s agreements with the banks and deletes the supplier from the list of companies offering consumer e-invoicing in online banks. Deleting an SI-message also removes all consumer agreements (RI-messages) linked to it.

To update the service provider or other details without closing the service, send an SI-message with the type CHANGE.

Changing service provider

When changing the service provider, send SI-messages with the type CHANGE from the current provider. Specify the new provider in these messages. All existing consumer agreements (RI-messages) are automatically transferred — no action is required from consumers.

RI-message files from the old service provider are not automatically transferred to the new one. Download or save all necessary RI-message data before the change.

In the SI-message, InvoiceSenderAddress and InvoiceSenderIntermediatorAddress should contain the current sender information. Use NewInvoiceSenderAddress and NewInvoiceSenderIntermediatorAddress to specify the new sender:

<InvoiceSenderInformationDetails>
<InvoiceSenderAddress>003712345678</InvoiceSenderAddress>
<InvoiceSenderIntermediatorAddress>DABAFIHH</InvoiceSenderIntermediatorAddress>
<NewInvoiceSenderAddress>003787654321</NewInvoiceSenderAddress>
<NewInvoiceSenderIntermediatorAddress>NDEAFIHH</NewInvoiceSenderIntermediatorAddress>
</InvoiceSenderInformationDetails>

Digital mailbox

A digital mailbox is a service where consumers choose to receive invoices, letters, and other documents electronically. Consumers with a digital mailbox account have actively opted in to digital delivery.

In Finland, Maventa delivers to Kivra until 15th of October 2026 and to Posti’s OmaPosti after that. Companies can use the digital mailbox through Maventa to send invoices to consumers, and consumers can pay those invoices directly in the service.

How the digital mailbox fits into the routing flow

The digital mailbox is one of the electronic routes in Maventa’s automated routing, positioned after e-invoice and before email. If an invoice is sent without the consumer’s full e-invoice address (IBAN and bank operator), Maventa performs a lookup against the digital mailbox registry. If the consumer has an account and has not blocked invoices from the sender (based on the sender’s BID), the invoice is delivered to that account. If the digital mailbox route fails, the invoice continues to the next available route, either email or print.

The invoice image and any PDF attachments are sent as a combined package of up to 10 MB. If the total size exceeds 10 MB, the digital mailbox route is skipped and the next available route is used. If no routes are available, the invoice enters an error state.

Automatic sender setup

Each company can have only one sender account (tenant) in the digital mailbox service. The tenant represents the company as a recognised sender, and its name is what recipients see in their inbox.

If a tenant does not already exist, Maventa automatically creates one when the company’s first invoice is delivered through the digital mailbox. No action is required. The tenant name is based on the company’s official name from the YTJ registry at the time the company was created in Maventa.

If another service provider has already created a tenant for the company, that existing tenant and its name are used. To update the tenant name, contact the digital mailbox provider directly.

Digital mailbox via the print route

Digital mailbox delivery can also be attempted as part of the print route. In POST /v1/invoices, include the optional parameter print_settings[allow_digital_post].

When this parameter is set, Maventa attempts digital mailbox delivery before defaulting to print, even if print is the only explicitly allowed route. This enables digital delivery without requiring e-invoice route activation.

Digital mailbox lookup

Maventa matches the consumer against the digital mailbox registry using one of the following data sets from the invoice XML:

1. Email address (verified when the consumer activates their digital mailbox account)
2. Full name + street address + postal code + post office (the provider syncs address data from official registries)
3. Full name + phone number

Important notes

• The digital mailbox route cannot be disabled independently. Turning off the e-invoice route also disables it.
• For an invoice to be delivered through the digital mailbox, it must be in euros (EUR), include a valid payment reference number, and include a Finnish IBAN (starting with FI) and a due date. If any of these is missing, Maventa skips the digital mailbox and continues with the next route (email or print) without raising a separate error.
• The maximum package size for digital mailbox delivery is 10 MB.
• Digital mailbox deliveries are billed as consumer invoices. The billing action is EINVOICE_KIVRA_FI until 15th of October 2026 and EINVOICE_OMAPOSTI_FI after that.

OmaPosti

From 15th of October 2026, Maventa delivers digital post to Posti’s OmaPosti. Consumer invoices can reach a consumer’s OmaPosti in two ways:

• Maventa’s direct connection, as part of the digital mailbox route described above. Maventa performs the lookup itself, before the invoice is handed over to the print service provider. The delivery is reported to the sender and priced as a digital delivery.
• The print service provider’s own lookup, which happens after an invoice has gone to print. This route is not specific to consumer invoices: any invoice that goes to print can be picked up by it. The delivery is not reported back, so the sender cannot tell whether the invoice reached OmaPosti or was printed and posted, and the invoice is billed as a printed letter.

The print service provider’s route is removed on 1st of March 2027, leaving Maventa’s direct connection as the single OmaPosti channel. Traffic is not moved automatically: the e-invoice route has to be available for the sending, or print_settings[allow_digital_post] has to be set to true.

To exclude an invoice from OmaPosti entirely, set print_settings[prevent_digital_post] to true in POST /v1/invoices. This opts the invoice out of both routes.